Federal BMC-91X Auto Liability · 30-Day BMC-35 Pending Cancellation Tracker
FMCSA Motor Carrier Insurance Lookup & Cancellation Tracker
Look up active BMC-91X primary auto liability policy numbers, underwriting insurers, statutory coverage amounts, and 30-day pending cancellation dates—then upload the carrier's ACORD 25 COI to verify unfiled Motor Truck Cargo limits.
Motor Truck Cargo & Auto-Hauler Coverage — Independent Agency Verification Protocol
Since 2011, the FMCSA federal database no longer archives Motor Truck Cargo (BMC-34) policy numbers or policy exclusions for general freight carriers—and altered COI PDFs frequently replace the insurance agent's phone number in the top-left "Producer" box with an unverified virtual line.
FMCSA Insurance Filing FAQs
Why does FMCSA insurance lookup show BMC-91X Auto Liability but not Motor Truck Cargo?
In March 2011, the FMCSA eliminated mandatory BMC-34 cargo insurance filings for general freight motor carriers (retaining them only for household goods movers). Consequently, public government databases cannot tell you a carrier’s Motor Truck Cargo limit, deductible, or policy exclusions—requiring direct ACORD 25 COI and insurance agency verification.
What does a 30-day Pending Cancellation flag on a BMC-91X filing indicate?
When an insurer submits Form BMC-35 to cancel a carrier’s federal liability filing (often due to non-payment or underwriting non-renewal), FMCSA enforces a 30-day statutory notice window before operating authority is revoked. Loads delivering near or after the cancellation effective date face immediate authority revocation risk.
How does Carrier7 verify policy numbers across federal L&I and Motus records?
Carrier7 synchronizes both federal Licensing & Insurance (L&I) and Motus insurance streams daily, normalizing insurer names, policy numbers, statutory limits, and BMC-35 cancellation dates so you can cross-check any submitted ACORD 25 certificate in seconds.